Travel Insurance, Travel Friends, and New Underwear!

Posted by on Feb 16, 2010 in Thailand - Chiang Mai | 4 comments

Here’s to…………………..Travel Insurance and Travel Friends and New Underwear!


I am proof of two things today, as I sit here with my black eye and 25 stitches. First, we all need travel insurance. Don’t even let it cross your mind that you don’t. I am living proof that we all do. Secondly, the people we meet in our travels are often as caring and concerned for us as the friends and loved ones we leave at home. I am living proof of that too.
Yesterday was a great day in Chiang Mai. I had visited the lady who sews my clothes here. We had decided on a few alterations to the pieces she had just completed and she gave me a gift of a beautiful green silk bag. We had also had a nice long chat getting to know each other a little more. Around 4pm I was on my way to meet another friend for dinner. Somehow (and I don’t know how) I ended up on the road in a heap with blood pouring out of my forehead. My sunglasses….(these ones) saved my eye from severe damage and I was able to avoid a very hard steel pole. I am sure if I had hit the pole I wouldn’t be writing this.
For some weird reason there was no one around when I fell. Here I was on the ground calling for help. I’m sure it was only moments before someone heard me, but believe me, it felt like forever. The people who did stop, both Thai and foreign, were wonderful. One lady had just bought new underwear and insisted I have them to stop the flow of blood from my head. She kept telling me not to worry, they were brand new!
My friend arrived (never under estimate the need for a cell phone either!) and a lovely tuk-tuk driver whizzed me to McCormick Hospital. I have a new appreciation for tuk-tuk drivers in a pinch! For less than 200.00US I was examined and received 25 stitches to the gash in my head. I had a look at the job, and I would say the doctor did a FINE job, plus all the medication that I need and a tetanus shot. Although less than $200.00, I am grateful that my travel insurance will pay for my treatment. Secondly, should I need plastic surgery later my insurance will pay for that as well.
This morning I went back to the hospital to have the wound cleaned….the bill was 3.00US. Yes, you read it right….THREE DOLLARS. Should you ever end up in Chiang Mai in need of a hospital (and I hope you don’t) I highly recommend McCormick Hospital.
Through all of this a friend who I just met recently here in Chiang Mai has helped me out. She got me to the hospital. She paid the bill, which of course I will repay her. She brought me back home last night and bought me food, and made sure I was comfortable. This morning she went with me again to have my head looked at and the dressing changed. I am so thankful to have met somebody so caring and concerned.
Remember, always buy travel insurance. My injuries could have been much worse. Secondly, never underestimate the friendships that you make when you are traveling. Thirdly, if you can help a fellow traveler in a time of need, don’t hesitate. The phrase “Everything can change in the blink of an eye.” may sound trite, but believe me it is anything but…………………
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4 Comments

  1. You poor thing – you have no idea what happened?! Were you driving or walking? We’ve escaped injury (but not illness! :)) so far, but our friends we just met recently had had a motorbike accident in Cambodia and it was enough to make us definitely not want to deal with it in case that was already up for debate. I’m so glad you were well-taken care of for the circumstances. Will keep all your pointers in mind for sure. What insurance did you have? (And did they cover the $3 expense too? ;))

  2. You poor thing – you have no idea what happened?! Were you driving or walking? We’ve escaped injury (but not illness! :)) so far, but our friends we just met recently had had a motorbike accident in Cambodia and it was enough to make us definitely not want to deal with it in case that was already up for debate. I’m so glad you were well-taken care of for the circumstances. Will keep all your pointers in mind for sure. What insurance did you have? (And did they cover the $3 expense too? ;))

  3. I think it’s called clumsyitis 🙂 Personally, I think you are wise not to rent a motorbike. Quite often the bikes aren’t that roadworthy plus you have to watch out for everyone else on the road. I prefer walking, which isn’t always safe either!!

    I used AIG for travel insurance. I have to send them all the receipts and forms this week. Hopefully, they will pay for everything. I’ll keep you posted.

    I am back in Daejeon. and missing the warmth of Thailand already!

  4. I think it’s called clumsyitis 🙂 Personally, I think you are wise not to rent a motorbike. Quite often the bikes aren’t that roadworthy plus you have to watch out for everyone else on the road. I prefer walking, which isn’t always safe either!!

    I used AIG for travel insurance. I have to send them all the receipts and forms this week. Hopefully, they will pay for everything. I’ll keep you posted.

    I am back in Daejeon. and missing the warmth of Thailand already!

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